Benefit Plan Strategies

Incentives for Minimally Invasive Procedures
- Eliminate out-of-pocket expense by waiving co-pays for the minimally invasive procedure.
- 80% co-insurance for minimally invasive procedures vs. 70% co-insurance for open procedures.
- Waive deductible, or eliminate part of the deductible, when patient chooses minimally invasive procedure.
- Implement OPEN procedures as Out-of-Network with higher deductibles, out-of-pocket maximums and co-insurance.
- Mandatory on-site or call-in RN dialog with each patient prior to surgery.
- Incentivize patients to complete an online education tutorial prior to a surgery consultation or referral. And have the provider approve successful completion of the tutorial.
Bariatric Benefit Design Recommendations
- Ensure only eligible patients are approved for bariatric surgery: physicians have determined a medical necessity and that the patient will benefit from the procedure.
- Require that eligible patients receive a comprehensive multidisciplinary evaluation, including a medical, nutrition, psychological and weight history assessment.
- Require that only experienced, high-volume surgeons who demonstrate a minimal number of post-operative hospitalizations and mortality rate are approved to conduct the procedure, preferably at a Bariatric Center of Excellence.57
Employers should also examine plan design features related to bariatric surgery in the areas of:
- Provider qualifications
- Facility certification
- Member support
- Prior authorization
- Cost sharing
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